Tuesday, September 20, 2005

Insurance Premium

I know that I am doing the right thing, but when things involve with money, I am just not as 灑脫 (free and easy) as I could have been.

The insurance company found out accidentally that I am the main driver of the red car during Mum’s awayness and insisted that I had to change me as the main driver in the policy, which means that the premium is going up for double as I have no history of insuring as a main driver of any cars with the company. My first reaction was anger and felt that the insurance company is all about $money$ and evil. I meant to just put my name down for the casual driver so I would be covered and save some premium, but it ended up that I had to pay more than I started with. Of course, I wasn't feel happy at all. I was also in a hope to change the policy from the full standard policy to only 3rd party, fire & theft, but NOOOOOO…..the car is too valuable that I can’t!! However, after I calmed down few hours later, I tried to see it from their point of view and decided to be honest and made the change.

Now, I feel proud of myself even my wallet is thinner coz I no long need to fight with my moral or think about dodgy ways to get myself out of the back door. He is right! It’s better to be above-board*[friend, 2005]. This instance also like a mirror which reflects that I am not always so morally perfect and there are things I should work on, such as greediness.

* "Above board" is a part of the phrase "all fair and above board." It means that everything is done legally, there is nothing shady/dodgy going on. I'm not sure whether it's a nautical term (as in everything is visible above the deck (ie you're not smuggling anything)) or whether it refers to everything being above the table (you will have heard the phrase "cash under the table," meaning that no tax is paid). Either way, it means that you aren't lying or cheating...

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